• Kia Konfidence Finance

    Aerial view of a Kia EV6 driving on a country road.

Kia Konfidence Finance

As an authorised Kia dealership, we can provide you finance and insurance that’s specifically tailored to you. Kia Konfidence finance ensures you know the exact minimum future value of your new vehicle, before you even drive it off the lot. Once you reach the end of your finance term, you can choose to retain, replace, or return it – it’s up to you.

Kia Konfidence is flexible and assured, leaving you to focus on the fun things – like where you’re headed in your new Sportage.

Benefits of Kia Finance include:

  • The flexibility to spread your loan repayments out weekly, fortnightly, or monthly.
  • You choose the length of your loan term, ranging from one year to five years.
  • Tailored to you, with a range of final balloon payments to suit your needs.

Choose to retain, return, or replace your Kia.

Once the end of your term is up, you have the freedom to choose what you want to do with your vehicle.

Kia EV6 charging up close.


If you choose to keep your Kia, all you need to do is pay off the agreed guaranteed future value. We can assist you with additional financing for this amount, if required.

Kia EV6 headlights and bonnet up close.


Like the idea of trading up into a newer Kia? You can exchange your Kia by trading it in and refinancing it for a newer model. If the trade-in value is higher than the guaranteed future value, you can put this amount towards your new vehicle.

Kia EV6 wheels and alloys up close.


Provided you’ve complied with the terms of your loan agreement and Kia Konfidence Good Condition Guide, you can return your Kia without paying the remaining guaranteed future value amount. Please note that a disposal fee and excess charges may apply.

Kia Konfidence Finance FAQ

You have the choice to select a finance period of either 24, 36, or 48 months depending on which term suits your situation the best.

Yes, provided you pay the full amount that is owed under the agreement. Due to the structure of the Kia Konfidence programme, if you trade in your Kia early, the settlement amount may be greater than the trade in value.

Simply provide us with the required 30 days’ written notice, return the vehicle and settle the $350 disposal fee, and any excess charges (if applicable).

Yes, fair wear and tear is covered. We will inspect the car’s condition for excess wear and tear when you return it. The Kia Konfidence Good Condition Guide outlines what fair wear and tear is and highlights what you need to be aware of before the inspection at the end of your term.

Make an enquiry

Complete the form below or call us on 03 366 6622.


Visit 321 Moorhouse Ave


PO Box 22482, Christchurch

Important Information

Cockram Kia is able to offer finance through a variety of lenders. Through our relationship as an official Kia dealership, we recommend finance through Kia Finance, provided by Heartland Bank.

Lending criteria, fees and charges apply. Kia Finance is provided by Heartland Bank Limited.

See here for full Kia Konfidence finance terms and conditions, or make an enquiry with our team for more information.

Overseas imagery shown. Specs and design may vary.

Please note that – while care is taken to ensure all details on this page are correct – specifications, pricing and offers often change and information here may no longer be accurate. Images may also include overseas specification and/or optional accessories not included in the price. Our Sales Specialists are able to check and confirm up-to-date information on request. If you notice information that may be inaccurate, please don’t hesitate to let us know. Thank you.

Find Us

Cockram Kia
321 Moorhouse Ave
Christchurch 8011

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Contact Us

Call 03 366 2644
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Monday-Friday: 7:45am-5:30pm
Saturday: 9am-5pm
Sunday: 10am-4pm