Kia Konfidence Finance
As an authorised Kia dealership, we can provide you finance and insurance that’s specifically tailored to you. Kia Konfidence finance ensures you know the exact minimum future value of your new vehicle, before you even drive it off the lot. Once you reach the end of your finance term, you can choose to retain, replace, or return it – it’s up to you.
Kia Konfidence is flexible and assured, leaving you to focus on the fun things – like where you’re headed in your new Sportage.
Benefits of Kia Finance include:
- The flexibility to spread your loan repayments out weekly, fortnightly, or monthly.
- You choose the length of your loan term, ranging from one year to five years.
- Tailored to you, with a range of final balloon payments to suit your needs.
Choose to retain, return, or replace your Kia.
Once the end of your term is up, you have the freedom to choose what you want to do with your vehicle.
If you choose to keep your Kia, all you need to do is pay off the agreed guaranteed future value. We can assist you with additional financing for this amount, if required.
Like the idea of trading up into a newer Kia? You can exchange your Kia by trading it in and refinancing it for a newer model. If the trade-in value is higher than the guaranteed future value, you can put this amount towards your new vehicle.
Provided you’ve complied with the terms of your loan agreement and Kia Konfidence Good Condition Guide, you can return your Kia without paying the remaining guaranteed future value amount. Please note that a disposal fee and excess charges may apply.
Kia Konfidence Finance FAQ
What finance terms/lengths can I choose under the Kia Konfidence Finance agreement?
You have the choice to select a finance period of either 24, 36, or 48 months depending on which term suits your situation the best.
Can I trade in my Kia before the term is up?
Yes, provided you pay the full amount that is owed under the agreement. Due to the structure of the Kia Konfidence programme, if you trade in your Kia early, the settlement amount may be greater than the trade in value.
What happens if I choose to return my Kia at the end of the term?
Simply provide us with the required 30 days’ written notice, return the vehicle and settle the $350 disposal fee, and any excess charges (if applicable).
Is fair wear and tear covered in the agreement?
Yes, fair wear and tear is covered. We will inspect the car’s condition for excess wear and tear when you return it. The Kia Konfidence Good Condition Guide outlines what fair wear and tear is and highlights what you need to be aware of before the inspection at the end of your term.